I've been down this road before (as have all my fellow Americans), during a little dance called "The RTC'. You may or may not remember what those letters stand for...Resolution Trust Corporation. The fed created it to clean up the mess left by the owners who looted their own savings and loans.

To a similar degree, we've got an alligator on our hands and it's got some strong jaws. It's going to take everyone's best effort to extricate ourselves from this problem.

I do know this, let's say I "believe" this much to be true...a similar plan is our strongest solution. It won't be a pretty one and there will surely be some painful necessities involved. Cleaning up messes of others is not a welcome chore by anyone. Rather than point fingers, we really need to protect each other and help in any way possible. If that means selling billions of dollars in assets at a loss to shore up our institutions, then so be it.

I find it disturbing that CEO's and their companies escape relatively unharmed...inthat, they all still have huge salaries and homes. It angers me that because of the actions of a few, the suffering of many is the price. Everyday, I see the results. Everyday I visit a destroyed REO property I see remnants of what was at one time a beautiful home. I see evidence left behind of a child who once called her room a safe place to come and cry. I see holes in walls, removed appliances, broken windows, wiring ripped from the outlet - all done in an act of violent disdain of a man who on the day of move in, called this a sanctuary for his family.

A place where his children could make new friends, Sunday bar b cues, holiday festivities, a freshly cut lawn - a place where he could offer his beautiful wife safety from a sometimes ugly world.

If the government can see its way to bailout our financial system, I also think there should be monumental relief to every homeowner (NOT INVESTOR) who fell victim to such an abusive and unpatriotic mishap.

I think every homeowner's credit rating should be returned to precisely where it was prior to the purchase of their home in an effort to allow them to rebuild their lives for a prosperous and secure future. Unfortunately, the return of any of their hard earned money used to purchase, would not be returned.

Of course, unless you or any banking official or head of an asset department has ever physically experienced what I see daily, I don't expect it to be understood - unless it's actually happened to you.

As a consumer, I too, feel the pain at the pump, at the grocery store and everywhere else a friend or family member suffers. It's impossible to look around and not see the result of such a mismanaged and under regulated debacle. Once again, I plan on getting involved to an even greater degree than I already am. We're moving into the bulk disposition of larger numbers of assets in an attempt to quickly plug the hole of confidence we all feel currently in our "system".

It's going to be awhile before confidence returns. For some, it may never return. For others, they will simply give up. My advice? Don't. Stand tall for yourself and your family. Communicate with them. Tell them if you're fearful. And of what. Get closer together and come out the other side stronger than when you went in. Get more information before EVER making a decision...don't over evaluate, but KNOW what the worst is that could happen. If you can't live with that TODAY, you can't live with it EVER.

Don't buy the house you want, buy the house you can afford.

Wow. What a rant. Sorry.

For those interested in how I'm going to contribute to get us out of the alligators jaws, visit: http://www.BillionDollarBailout.com

A brief bio of my qualifications can be found at: http://www.BillionDollarBailout.com/aboutme