Why should you buy loose diamonds when there are finished diamond rings available? Where you buy it from largely matters. This is why you have to be assured that the store only sells GIA certified loose diamonds. When diamonds are set, it is reasonable to have stones with inclusions in them. This is because diamonds with inclusions are less expensive. Inclusions mean that the diamond has scratches or blemishes, trace minerals or other small characteristics that make it less brilliant. It is advised to buy more of the loose diamonds if you can.
When the whole diamond ring is bought, the stone cannot be scrutinized out of its setting. However, if you buy both the stone and the ring, most stores do not charge for the setting anymore. Just make sure that the ring complements the diamond. The type of settings you choose affects the appearance of your stone especially when the stone is smaller, until about 0.5 carats. When you choose a 4 prong setting, the stone looks squarer while using 6 prongs cover the stone. Yet, a 6 prong setting holds the stone more securely. Stamped yellow gold settings are cheap. White gold settings are more expensive. It is also wise to have the ring setting be inspected annually.
Aside from the GIA certification for loose diamonds, these are the following characteristics you should know about when purchasing diamonds. A diamond's fire and beauty is shown in the 4Cs.
Color. Diamond color is one of the most important factors when buying loose diamonds. This is what people usually notice. Color refers to the presence or absence of color in the stone. The colors range from colorless or no color to yellow or brownish tints. The presence of more color, that is yellow to brown, reduces the stone's sparkle as the color inhibits light's maximum refraction. Despite this, the yellow stone hides the stone's flaws.
Color is also highly significant in determining the stone's value. The clearest color grade, which is very rare, is D. White diamonds are also used to refer to as colorless diamonds. But, white diamonds are not as clear as colorless ones. Flourescence is also another property of the diamond's colors. However, only a trained gemologist can detect the stone's fluorescence. Its values range from faint, negligible, medium, strong or very strong. What makes the diamond cleaner is to have fluorescence grades of strong or very strong.
Cut. This is a very important factor in the appearance of the stone. Dullness or dark spots in the spot appear because of poor cutting. Well cut stones look brilliant and fiery when the stone's quality is sensible. The round diamond has the most desired brilliance. Then again, you may want to choose stones considering weight, size and shape of your whole hand, clarity, and color. The round brilliant cut hides the stone's flaws.
There are three accepted sets of proportions for an ideal diamond cut. They are the Standard American or Tolkowsky, European or Eppler, and Scan D.N. They vary slightly in the diamond's table width, crown height, and overall height. The Tolkowsky is supposed to give the best balance between fire and brilliance. An ideal cut stone is expected to cost more by 15 to 20%. Since not all stones can be cut to these sets of proportions, only less than 1% of all stones are considered ideal. When stones are cut ideally, a greater amount of waste is made. This is why only the finest cutters do this to cut on waste. Only three diamond cutters produce the Tolkowsky cut.
Clarity. Purity is the main essence of this characteristic. Impurities may be present due to the retention of carbon. These impurities are referred to as inclusions. Inside the diamond, impurities come in the form of tiny spots, fractures, feathers, etc. On the outside, scratches and fissures may be present. There are times when inclusions do not affect the stone's brilliance. At other times, these inclusions may be hidden by its settings. Diamonds with higher clarity have lesser inclusions, regarded with highest quality, and most sought after. Thus, this commands a higher price. If you will buy diamonds with no inclusions visible to the naked eye, the clarity grade in which you will look for is VS1 or VS2. Those regarded as eye-clean diamonds are graded as SI1 or SI2. Carat. Diamonds are sold by the carat. Karat should not mistaken for carat. The former is used to determine gold quality. Carat is the easiest to determine among the 4Cs once you have checked up on cut, color, and clarity. This is mostly dependent on your budget.
The diamond's price is based in the rank of color, clarity, cut, and carat in this order. Though, cut precedes color when determining its beauty.
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