Health coverage is typically confusing. Most of us pick a plan and forget about it until we need it. The Affordable Care Act (ACA) has made it easier to choose a plan. But we have to get past the emotional aspect of change. Once we do, there should less surprises at claim time....

The American Medical Association and special interest groups have been lobbying efforts to delay the compliance date; however, it seems that ICD-10 won't be delayed again. Recently Congress refused to extend the deadline until 2017. Even CMS has conducted the first phase of end-to-end testing successfully with the providers, confirming the readiness of the healthcare industry to move forward....

I recently had an experience that opened my eyes to the healthcare system. I have been fortunate to have good insurance coverage for the last 30 years. I am like many others, when the cost of care doesn't impact my pocketbook; I am not as wise a consumer as I should be....

This article is a story about a close friend. The story describes her illness and how I was able to help her through Life Insurance....

Cut your car insurance expenses to save money. Simple steps can reduce your premiums effectively....

Many homeowners of coach houses are still finding it tricky to find an Insurance provider willing to cover a coach house arrangement. This is because of the Legal Liability arising from the homeowner being the freeholder of the property, and there usually being more than 1 leasehold agreement on the garages underneath the property (ground floor). Coach Houses are unique, albeit becoming more common during 2014, properties with 2 or 3 garages or car ports on the ground floor of the property, these are usually leased to surrounding property owners, with the freeholder usually retaining 1 of the garages for themselves. The property owner/freeholder's living quarters are above the garages on the first floor....

The health insurance industry has changed tremendously since the implementation of the Patient Protection Affordable Care Act aka "Obamacare". Over five million Americans had their policies terminated, as they did not meet the standards of the new Affordable Care Act requirement. While the government of the United States referred to them as "junk" plans, many were better and more valuable than what is offered today....

Who pays when you die? If you haven't made provisions, there will be debt hanging over someone's head for the privilege of having you around... Don't make that your children. Pick up the tab and provide coverage for those last and final decisions....

The Financial Conduct Authority took over from the Financial Services Authority and made no secret of the fact they were not going to be afraid of ruffling the feathers of the financial institutions. The Financial Conduct Authority's main aim is to increase security and awareness in the financial markets. Also to make sure that when a consumer buys a financial product, the product that they buy is "fit for purpose" and will do the way the consumer anticipates throughout the lifetime of the policy or service....

If you are renting your home, have you considered investing in renters insurance? Contrary to popular belief, your landlord will not replace your property, so you need to protect yourself....

Most people spend much more time and thought into what valuables to purchase than on how to keep those items safe. Here are a few options to consider after purchasing valuable items for your sweetheart on Valentines Day!...

Unless you happen to earn your living by working in the insurance industry, the chances are you probably don't enjoy talking about the subject much. You probably also don't like spending a lot of time reading articles on it, particularly when you are trying to get to grips with planning that much-deserved holiday....

When anyone decides to do their own shopping for their health insurance coverage could be in some trouble and may not even know it. Insurance companies are smart enough to know people are emotionally driven on costs. Even a smart shopper will notice that there are two plans that are exactly the same, with some insurance companies, but one price could be several hundred dollars less per month. After scratching their head, they select the less expensive one and forget about it. Only to find out at claim time how their policy will actually function, depending on where they went for care....

Just how valuable is the critical illness component of Life Insurance? What is it critical illness cover, what are its key benefits and how much will it affect your premiums? Read on for all the answers....

The Affordable Health Care Act is designed to make healthcare affordable and available to all but will more than likely increase the cost of coverage. Here are some ways to help with the cost of mandated coverage....

This article outlines the value of having driving licence insurance to accompany your standard motor insurance. If you were at risk of losing your licence, how would you cope?...

Most credit card companies offer insurance to their card holders. This article takes a look at the different types of policies that are available for consumers. It also provides suggestions on who makes a good candidate for each type of insurance....

Risk management is a well known concept in life insurance and many of its basic principles are as old as the insurance industry itself. The majority of companies already have some form of risk management process in place. However, in recent years, there has been significant progress in developing and formalizing these processes and even in using them for regulatory purpose....

Medical insurance firms want to alter just what drugs they want to cover, so examine the information when you re-enroll. If a tablet, that you take daily, is all of a sudden no more covered, you might have to locate a brand-new insurance policy provider....

All people are actuated by motives of some sort or other. Not many of the other professions offer quite such an opportunity to discuss a person's objectives in life. Life insurance cannot function properly unless it is closely related to life objectives. No other profession offers quite the opportunity to share such true idealism as does the insurance profession. Of course this is all based upon the assumption that the insurance agent has something to share with his clients....