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How Long Do You Have to Live in Bank Owned Repo Homes

by JosephSmith

posted in Real Estate

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When people go through foreclosure the biggest question that they have is how long they have to live in it. Bank owned repo homes have a process that the bank must follow in order to get you out of the house.

When the house goes to the foreclosure auction you are technically supposed to move out of it. This is ideal for the banks if you are out by the day of the set auction. You will receive a letter in the mail that tells you when the auction is. Most homeowners actually think they are supposed to be out of the home months before the home goes to auction. This is not the case.

If a home sells at an auction then the new owner will have to do their duties to have you removed from the home. They will have to show their ownership to the sheriff’s office and they will serve you or post a notice. This notice will give you from 72 hours or up to 10 days, depending on the local county regulations. If you are given 72 hours by the sheriff’s office to be out of the premises then you need to be out by then. This is because the sheriff’s office will have officers come to the home on the deadline and remove you physically from the home.

You will not be allowed to grab your belongings out of a foreclosure if you stayed in it up to the date of the sheriff’s office removal. The postings and the letters of eviction are enough time for you to have your things removed from the home and put in storage. If you leave things inside of the home then the sheriff’s office will put the items in a storage for you to come and get later. Most sheriff’s offices do not charge for storage and you will not have to pay a fee to get your belongings.

The time it takes for a home to foreclose and for you to be required to move out of bank owned repo homes can take up to a year from the first month of a missed payment. When you receive the notification from a sheriff’s office that you are being evicted and must leave the premises is when you really will have to go.

About the Author:

Joseph Smith has been educating buyers on the finer points of Bank Owned Repo Homes at for over five years.

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