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What is the Best Plan for Early Retirement?

by linkroll

posted in Finance : Retirement Planning

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No matter who you ask for retirement investment planning advice, you’re likely to get a different answer. Everyone has their own special plan for retirement; at least those who are close to retirement age do. So what is the best plan for early retirement? And what is considered early retirement? Most people retire when they’re in their fifties, some in their forties. So the term early retirement is really kind of vague. However, what if you were told that you could retire in your thirties? Or in your twenties? If you’re already past this age, there’s still hope. So we’ll say that early retirement is ten years from now. That’s right. You could retire ten years from today if you know the best plan for early retirement. What is that plan? It’s a combination of things.

Financial Planners

The best way to come up with the best plan for early retirement is to hire an expert to look over your books. If you’re an entrepreneur, you should already have an accountant or a financial expert look over your books; it’s the only way to know for sure if you’re running your business correctly. If you work for someone else, early retirement may be sort of difficult but a financial planner will help you come up with a plan to get there as soon as possible. The best plan for early retirement, whether you get it through a planner or you come up with it yourself, is going to take willpower, it’s going to take dedication and it’s going to take time. There are no instant results, at least when it comes to the best plan for early retirement.

Your Own Business

If you make a wage, that is you work for someone else, you may be wasting valuable time. That’s because you’re working like a dog while someone else gets rich. That’s why most people who have the best plan for early retirement are business owners. Business owners often do retire early, at least if their business takes off. But no matter who you are or what you’re doing, the keys to retiring early are: investing in mutual funds, putting your money into a high yield savings account, putting your money into CDs, and finally, just plain old putting your money away each month.

By far the best plan for early retirement is to pay yourself first. That means to pay yourself, or put your money into a savings account, just as if you were a bill. You pay your car payment each month without fail, don’t you? Of course you do. Now do the same for you. Pay yourself every month and soon you’ll have enough money to retire early. And if you don’t already own your own business, consider doing so as this will increase your chances for retiring early. Not only that but you get to make your own hours, you don’t answer to anyone but yourself and you get to keep all the profit. That’s why so many business owners retire early and it’s why most of them have the best plan for early retirement.

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