These days there are some creative methods for avoiding the need to place a large down payment in order to purchase a home. This is fortunate considering that for many families homeownership would be out of reach were

Creative Home Financing - What is Creative Financing - by Joshua Spaulding

Creative financing refers to a way to own real estate outside of conventional means such as traditional mortgage loans. Traditional mortgage loans are not always the best option for every circumstance, and this is where creative financing techniques