Articles by Marilyn Katz
High Cost Of Us Finerals - Affordable Final Expense Planning -
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Marilyn Katz
It can be very tough to bring up the subject of funeral planning. I have never met anybody who enjoyed thinking about a loved one passing away. But all parties involved can actually feel better if they make some plans. Many older people live on...
Should You Buy Long Term Care Insurance? -
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Marilyn Katz
Who needs long term care policies? Most people start thinking about the possibility of needing nursing care as they hit middle age. Many have family or friends who needed home health care, assisted living, or a nursing home. At this time, when a loved one...
Frugal Tips For Car Insurance Shopping -
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Marilyn Katz
Do you know anybody that needs to lower their bills? I sure do. With all of the recent ecomic problems, most of us are learning to spend less and save more. It is just oo bad that most of us had to be reminded the...
Life Insurance For Midlife And Beyond -
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Marilyn Katz
Do people in their fifties or sixties even need a life insurance policy? Well, many of them think so. They had planned to save enough to cover themselves by this point in their lives. But that plan never really worked out as well as they...
Explain Private Mortgage Insurance -
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Marilyn Katz
In order to qualify for a loan, many loan companies require buyers to accept PMI. This is private mortgage insurance, and it exists to protect the loan company from defaults. Even though a home buyer usually pays for it, it does not protect them. It...
Why Buy Single Premium Life? -
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Marilyn Katz
Single premium whole life insurance is not much different than the regular policies you are used to. But instead of making multiple payments every month, quarterly, or annually, you simply fund it with one large upfront payment. This sound simple, but it does make this...
The ROP (Return of Premium) Rider For Term Life Insurance -
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Marilyn Katz
It is important to learn about different insurance riders because they can really change your benefits. Keep in mind that riders that provide more options or benefits will probably also come with an additional price tag. A return of premium (ROP) rider can be selected...
Family Budget Worksheets Can Save Your Finances -
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Marilyn Katz
Do you spend any time looking at your finances? If you take a few minutes to work on your budget, you can help yourself a lot! Most families have trouble with spending right now. Have you even gone to the store, swiped credit or debt...
Commercial Car Insurance - Does Your Small Business Need It? -
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Marilyn Katz
Many small businesses rely upon personal vehicles for their transportation, hauling, and appointments. This is true of stores, financial professionals, and many other professionals. While it may be ok to let a personal vehicle do double duty, is it also ok to rely upon a...
Retirement Annuities - The Basics of Fixed Annuities -
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Marilyn Katz
Why Consider Annuities for Retirement Planning? We buy lots of types of insurance over the course of our lives. We buy insurance policies for houses, autos, etc. Annuities, actually insurance company products, are used to make sure we do not live longer than our savings....
Older People And LIfe Insurance -
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Marilyn Katz
If you are a senior citizen, or if you care for an older person, you may wonder if life insurance is something you should think about. As with many other financial issues, this one is is not that easy to answer. I cannot tell you...
Fast and Affordable Term Life Insurance Policies -
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Marilyn Katz
Do you have life insurance? Most of us know that we should have life insurance in order to protect our family if we pass away. If we have a spouse and children, it is obvious that they will need money to replace our incomes if...
After 50 Term Life Policies -
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Marilyn Katz
Is a term life insurance policy after fifty the right decision for you? Sometimes we tend to associated term policies with younger families, big mortgages, and kids who need to be educated. If you are past that point, is this still the type of coverage...
Middle Age and Health Insurance -
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Marilyn Katz
Individual and family health plans cover a lot of us in the US. People who work for themselves, own their own business, or work for an employer without a group plan, all need to buy their own policies. The biggest problem is for higher risk...
Best Home Insurance Companies for US Homeowners -
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Marilyn Katz
How Important is a homeowners insurance company? For most of us, our house is our largest asset and largest debt. It is the roof over our heads, and the center of our family. It seems obvious that we want to make sure our homes our...
Cheap Gifts That People Like - Holiday Gift Budget -
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Marilyn Katz
Do you have to go broke or run up debt to enjoy the holidays? This is a tough time of year. Just when many of us are facing a stack of tax bills, we also feel obligated to run up large bills to make everybody...
Older People Online - The Web For Baby Boomers and Seniors -
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Marilyn Katz
Are People Over 50 Online? Somehow younger people got the thought that they owned the web. However, whoever you believe invented the internet, it was not your teenager. It was certainly developed by older people, and was brought to popularity by baby boomers. Who invented...
Save Money or Pay off Debts -
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Marilyn Katz
Save or Pay Off Loans and Credit Cards? Most people would love to live without any debt. We dream about the day we can burn or mortgages, drive a loan free car, and not owe a cent to credit card companies. Since that seems to...
Is Discount Car Insurance A Good Deal? -
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Marilyn Katz
Are discount car insurers really the cheapest? Since everybody needs to cover their vehicle, and the drivers who use it, we all have to accept paying premiums while we drive. But we should not accept paying very high premiums, and that is why a lot...
Burial Insurance Policy For Seniors - A Choice for Elderly Parents -
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Marilyn Katz
Many older people do not think they need to buy a burial insurance pollicy (also called final expense) because they have savings they can rely on. But the few months before an older person passes away can be very expensive. Medical bills, nursing homes, and...
