Articles by Sam Gooch
Having a second credit card at a different bank 'makes sense' -
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Sam Gooch
People need to have discipline if they are going to have credit to spend but not use it, one expert has suggested. It might be worthwhile taking out another credit card at a different bank, if one industry expert's advice is anything to go by....
Cut your Christmas spend with a Cashback credit card -
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Sam Gooch
Christmas may be the season to be jolly, but it's also the season to spend, spend, spend. However, by choosing the right credit card you can be rewarded for your financial exuberance. With Christmas just weeks away now, festive shopping is in full swing, but...
Santander current account holders offered mortgage deal -
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Sam Gooch
Santander has made new mortgages available to its current account holders. People with a Santander bank account who are also searching for a competitive mortgage deal might be interested in a new offer from the financier. Under the terms of the lender's deal, which is...
Finding the best home for your savings -
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Sam Gooch
The average instant access savings account currently pays a measly 0.79% interest, and even the market-leading deals pay less than 3% these days. Given that just a couple of years ago, bank were offering savings accounts that paid rates of around 6% or 7% to...
Car insurance customers 'should not automatically opt for the cheapest deal' -
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Sam Gooch
Car insurance customers have been warned about opting for the cheapest deal available to them. Anyone looking to compare savings on the best car insurance deals available in the UK following the recession must be wary of simply choosing the cheapest package they can find,...
Credit card 'best option for large purchases' -
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Sam Gooch
An expert has said credit cards are often the best option for people making large purchases. Using a credit card to fund large purchases in the run-up to Christmas might be a better idea than opting to pay for items from a current account balance,...
CML - Mortgage market set for continued period of caution -
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Sam Gooch
An expert has said that people will remain cautious in the home credit market for the remainder of 2010. People seeking a home credit deal are likely to remain guarded in their search for a product such as a tracker mortgage in the near future...
Savings account holders 'will not be distracted by interest rates' -
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Sam Gooch
An expert has said that interest rates will not distract people from saving. People looking to take out savings accounts such as ISAs or fixed rate bonds in the near future will not be put off by the current level of interest rates in the...
Think about credit card spend ahead of Christmas -
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Sam Gooch
It might be useful to plan out the festive spend, one industry expert has suggested. Those who use a credit card for the majority of their Christmas spending need to plan ahead, according to one writer. In a piece for the Sydney Morning Herald, Bina...
Credit cards 'may be a good option for Christmas' -
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Sam Gooch
An expert has spoken about festive credit cards. Using a credit card in order to finance expenditure over the festive period may be a good option - as long as people are careful not to go overboard on their spending. That is according to a...
Skipton Building Society adds to fixed bonds range -
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Sam Gooch
A lender has launched a new fixed rate bonds package today (November 2nd). Anyone interested in Skipton Building Society fixed rate bonds might be glad to note that the financier has today (November 2nd) introduced a new savings account to its range of fixed rate...
Expert - Junior ISA may exclude poorer families -
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Sam Gooch
The government has announced the introduction of a new childrens' savings account. Parents eager to compare savings on the best options for storing cash away for their children might be interested in a new alternative dubbed a Junior ISA being launched by the government. This...
RBA leaves interest rate unchanged -
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Sam Gooch
The official cash rate has been left unchanged by the Reserve Bank of Australia. The Reserve Bank of Australia has left the official interest rate unchanged at 4.5 per cent. This is good news for those looking to continue earning high rates on savings accounts...
Aussie credit defaults 'possible result of interest rate hikes' -
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Sam Gooch
Interest rate hikes could lead to Aussie credit defaults, according to economists. There could be some Aussie credit defaults occurring as a possible result of interest rate hikes, industry experts have revealed. JP Morgan economist Helen Kevans has predicted that the Reserve Bank of Australia...
Expert: Huge disparity currently exists between home credit valuations -
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Sam Gooch
An expert has said there is often a big difference between how much sellers and buyers believe a property is worth. People seeking competitive mortgages and mortgage deals and residential property prices often value houses at much less than the seller they are looking to...
Car insurance advice offered to drivers -
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Sam Gooch
A number of suggestions for those seeking car insurance have been provided, including adding another motorist to the policy. These include adding another driver to the policy, as this can help cut bills if the motorist is older and has no convictions. According to Moneywise.co.uk,...
Expert criticises government's mortgage plans -
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Sam Gooch
An expert has questioned the government's decision to cut spending on the Mortgage Rescue Scheme. The government's recent announcement that it is to reduce funding on a home credit scheme designed to aid struggling homeowners has come at a bad time, an expert has said....
Simple steps 'can avoid the need to raid savings accounts for holidays' -
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Sam Gooch
An expert has advised on how people can avoid using their credit card and savings accounts to afford their summer holiday. Families planning to head abroad on their summer holidays this year can avoid the necessity of racking up credit card debt or dipping into...
Aviva 'first to offer volcano insurance' -
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Sam Gooch
As of today, Insurance provider Aviva will be offering its customers a new optional add-on to its travel insurance policies that will provide cover for holidaymakers against the ash disruption. The new volcanic ash travel insurance policy is available from today and has been designed...
EU proposes new levy on banks to form crisis funds -
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Sam Gooch
The EU internal market commissioner has urged that a network of national funds should be introduced to ensure taxpayers aren't left to foot the bill in the event of bank failures. Michel Barnier, Vice President of the European People's Party, said the funds would make...
