Articles by Steve Thatcher
Have You Had A Statutory Demand Served On You By Allied Credit -
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Steve Thatcher
I am getting an increasing number of calls from people who have been served with statutory demands by Allied Credit. These demands are often based upon debts from credit card companies bought in by Allied Credit. Allied Credit as a debt purchaser will have paid...
Have You Had A Statutory Demand Served On You By Apex Credit -
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Steve Thatcher
I am getting an increasing number of calls from people who have been served with statutory demands by Apex Credit. These demands are often based upon debts from credit card companies bought in by Apex Credit. Apex Credit as a debt purchaser will have paid...
Have You Had A Statutory Demand Served On You By Arrow Global Credit -
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Steve Thatcher
I am getting an increasing number of calls from people who have been served with statutory demands by Arrow Global Credit. These demands are often based upon debts from credit card companies bought in by Arrow Global Credit. Arrow Global Credit as a debt purchaser...
Bankruptcy Help In Croydon, Luton, Guildford, St Albans And Kingston Upon Thames -
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Steve Thatcher
Do you need help with debt in Croydon, Luton, Guildford, St Albans and Kingston Upon Thames? Are you at a stage in your finances when you simply cannot afford to make payments to any of your creditors? If so you may be thinking of seeking...
Bankruptcy Help In Brighton, Worthing, Eastbourne And Hastings -
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Steve Thatcher
Do you need help with debt in Brighton, Worthing, Eastbourne and Hastings? Are you at a stage in your finances when you simply cannot afford to make payments to any of your creditors? If so you may be thinking of seeking a bankruptcy solution. Here...
Bankruptcy Help In Southampton, Bournemouth, Salisbury And Weymouth -
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Steve Thatcher
Do you need help with debt in Southampton, Bournemouth, Salisbury and Weymouth? Are you at a stage in your finances when you simply cannot afford to make payments to any of your creditors? If so you may be thinking of seeking a bankruptcy solution. Here...
Bankruptcy Help In Reading, Slough And Guildford -
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Steve Thatcher
Do you need help with debt in Reading, Slough and Guildford? Are you at a stage in your finances when you simply cannot afford to make payments to any of your creditors? If so you may be thinking of seeking a bankruptcy solution. Here at...
Bankruptcy Help In Chesterfield, Mansfield, Sheffield And Rotherham -
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Steve Thatcher
Do you need help with debt in Chesterfield, Mansfield, Sheffield and Rotherham? Are you at a stage in your finances when you simply cannot afford to make payments to any of your creditors? If so you may be thinking of seeking a bankruptcy solution. Here...
Bankruptcy Help In Burton On Trent -
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Steve Thatcher
Do you need help with debt in Burton on Trent? Are you at a stage in your finances when you simply cannot afford to make payments to any of your creditors? If so you may be thinking of seeking a bankruptcy solution. Here at Help...
Bankruptcy Help In Manchester, Oldham, Burnley And Rochdale -
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Steve Thatcher
Bankruptcy is seen by some people as a very drastic measure and one which they don't wish to take. However it is now the case when you are made bankrupt the bankruptcy itself is not advertised. This takes a lot of worry off of clients...
Individual Voluntary Arrangements (IVA) for people in Leicester, Derby and Notingham -
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Steve Thatcher
An Individual Voluntary Arrangement (IVA) is a statutory mechanism introduced by Parliament on 1986. It was hoped to be a way for company directors to escape bankruptcy when their businesses failed and repay what they could to their creditors. It was subsequently used by enterprising...
Director claiming redundancy and other payments in Insolvency -
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Steve Thatcher
It has often been considered that a company director cannot claim redundancy, and loss of other benefits of his employment when his limited company goes into Liquidation. The Insolvency Service booklet “ Redundancy and Insolvency a guide for employees” sets out the guidance on who...
What is a bankruptcy restriction order -
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Steve Thatcher
Following the Enterprise Act 2002, the time under which a person remained bankrupt dropped from three years to one year. Hence from 1st April 2004 a person could ordinarily expect to be automatically discharged from bankruptcy after 12 months. However alongside this there were new...
January Tax Problems – Is your Tax taxing? -
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Steve Thatcher
It seems that every time you turn on the TV you see Moira Stewart sat in a coat cupboard reminding us that tax returns and payments are due to be made by 31st January. Tax doesn’t have to be taxing she says. Well just at...
What will happen to my home in bankruptcy -
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Steve Thatcher
For many people this is the question that they want an answer to. A home is where kids are brought up. It is where one feels safe and for many they have strived their whole lives to put this roof over their families heads and...
End My Debt Problems -
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Steve Thatcher
End my debt problems is a phrase we hear here all the time at Help With Debt. So many people are now experiencing debt issues where they would not have just a year ago. For many it was not the level of debt that was...
Help Going Bankrupt -
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Steve Thatcher
Taking the decision to go bankrupt can be a momentous moment for someone in debt. It is the culmination of a realisation that the struggle to deal with the debt burden has to end. Many such people then seek help going bankrupt. In this current...
Types of income that the Official Receiver can take for an Income Payments Agreement -
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Steve Thatcher
Various income sources available to the bankrupt can be considered by the official receiver/trustee when making an IPA/IPO calculation, as follows : State benefits. An IPA should not be considered where the bankrupt’s income is benefit based. If other income is available then this can...
How your unlived in property can be dealt with in bankruptcy -
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Steve Thatcher
I have recently come across an enquiry from a lady whose partner was seeking to go bankrupt. He has a property which he doesn’t live in, as he lives with her. It is rented out at present. She wanted to know what would happen to...
What the Official Receiver Does with your bank account in bankruptcy -
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Steve Thatcher
If you are going bankrupt, one of the very first questions that are asked by an advisor are what happens to their bank account, if it is worth opening a basic bank account prior to declaring bankruptcy, and if all accounts need to be disclosed....
