Articles by beamalife
What Is A Survivorship or Second To Die Life Insurance Policy? -
by
beamalife
A survivorship life insurance or a second to die life insurance is a life insurance policy that covers the lives of two individuals with just one policy and premiums to only one policy. This policy pays a death benefit after both insureds have died. The...
Universal Life Insurance Today -
by
beamalife
Searching for the cheapest, best and most affordable universal life insurance quote can be a daunting task! BeamaLife's team of experienced insurance & financial experts are here to help you by accessing our extensive database of highly rated universal life insurance companies. Our goal is...
What Are Fixed Annuities? -
by
beamalife
Fixed annuity or deferred fixed annuities are some of the most popular financial products issued by insurance companies. One of the main attractions of these particular investments is the fact that interest grows without tax implications during the growth phase of the annuity. Fixed annuities...
Understanding Aging Health Care Issues Including Home Care And Eldercare -
by
beamalife
Few people, when they dream about the future, want to factor in what can happen when a disabling illness or injury comes along. But with more people aging and living longer due to the great advances in modern medicine, the odds increase constantly that at...
Understanding Long Term Care & Long Term Care Insurance -
by
beamalife
With the increase in average life spans, more and more people are discovering that living longer does not always mean living better. While more years in your life can mean more retirement years spent doing the things you love most, it can also mean in...
Is Universal Life Insurance Worth? -
by
beamalife
If you're looking for an insurance policy that aims to cover you for as long as you live, then whole life insurance is what you need. Perhaps the most notable feature of this policy is the cash value that accumulates while you're religiously paying for...
Get Term Life Insurance Quotes Online -
by
beamalife
The Internet has become an essential tool when it comes to information gathering. Many people marvel on its speed, flexibility and convenience. Online shopping is the new trend, allowing anyone to make purchases without leaving their homes. Thanks to the Internet, we are now able...
Life Insurance Quote Myths : Bust Some Myths! -
by
beamalife
As is the case with any other industry, there are some myths surrounding the insurance industry as well. One thing to keep in mind while approaching any policy or policy changes is that there are no absolutes here. What works for some one else might...
What You Should Know About Disability Insurance For Individuals -
by
beamalife
If you don't get your paycheck this month, is it ok? Honestly, have you ever thought about it? It's a fact that, today about 70% of American families cannot afford the missing paycheck for more than a month. But what if you fall sick? What...
Why Whole Life Insurance Is A Powerful Asset -
by
beamalife
Talking about assets, whole life insurance is definitely one to talk about. In the recent times, term life insurance outweighed whole life insurance because it is a lot lesser in price. But ask yourself this, you are paying some amount every month, every year till...
Term Quote Online : Quote Your Price! -
by
beamalife
It is very natural and almost always true in most cases that people tend to think of insurance as an expense. Even while buying insurance, the first thing anybody would like to know is ways to cut back to minimize their costs. It is a...
Get Your Quotes For Free! - Free Term Insurance Quote -
by
beamalife
If you looking at buying term life insurance rather than whole life insurance, the first thing to do is recheck the decision of buying term life insurance. If you are someone who cannot manage their money well then term life insurance may not be the...
Long Term Care Insurance Cost -
by
beamalife
Long term care insurance is highly advised for those who are approaching old age. Why long term care? I already have a life insurance policy in place to look after my family, isn't that enough? Of course it is, for your family. But long term...
Alert: They Aren't All The Same! - Term Life Insurance From Top Rated Companies -
by
beamalife
If you think a policy and its premium would be the same in any of the top insurance companies, then you are mistaken. Always keep in mind that the cheapest insurance you can get will not have the best insurance coverage that you ought to...
Insurance For The Young! - Term Life Quote For Young People -
by
beamalife
Insurance is something that everything should have, both the old and the young alike. It is often thought that young people do not need it and it is only for those who are ill or old. This is, however, proved to be untrue. Life insurance...
Check The Rates Online! - Life Insurance Rate Online -
by
beamalife
It never does occur to us that we might be in some danger or that our life is vulnerable. We feel that tragedy is something that never happens to us. When it does though, it is too late to go back and undo the mistakes...
Life Insurance Rates Comparison - Comparison Is The Key! -
by
beamalife
What with recession and all, one might think life insurance is now a luxury and cannot be afforded by one and all, this is totally untrue. Life insurance is totally affordable and one can just go online and check into the various plans available to...
Choose The Right Type Of ‘Cheap' Term Insurance -
by
beamalife
Term life insurance does not have all the benefits of a whole life insurance policy. But on the positive side, term life insurance requires you to pay a lot less in premiums. A term life policy runs for a certain length of time during which...
College Or Retirement? Don't Choose One, Accommodate Both -
by
beamalife
You know you have a hard choice to make in front of you when you are deciding whether to save for your child's college education or your own retirement. Only the best for my children—isn't it the motto of every parent, after all? Especially, the...
Affordable Term Insurance: Let's Deliberate -
by
beamalife
When we are talking about affordable term life insurance , there is always the minor hiccup to figure out how much is affordable for you exactly. While you have a plethora of term life insurance options online, some claiming to be most affordable and most...
