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Accurate Bankruptcy Filings

by Jason Fadien

posted in Finance : Personal Finance

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Just as the most recent adjustments to the federal bankruptcy law has severely impacted potential filers, it has similarly affected Philadelphia bankruptcy lawyers. Prior to the passing of the Bankruptcy Abuse Prevention Consumer Protection Act of 2005, Philadelphia bankruptcy lawyers could handle many bankruptcy filings at one time. After the Act was implemented on October 17, 2005, Philadelphia bankruptcy lawyers began to become more selective about the types of clients and the amount of cases that they would take on.

One reason this could be true is because they must be able to effectively manage their caseload. Another reason for this could be that they have to feel comfortable with the accuracy of the information provided in their clients' bankruptcy paperwork. If they are not then they could be held culpable. So they will not take on more than they can successfully handle. In fact, the increased responsibilities have proven to be too much for some bankruptcy lawyers and they have either severely limited the number of bankruptcy cases that they will accept or others have migrated out of the area of bankruptcy law altogether.

With fewer lawyers offering bankruptcy services, the ones that are still standing can request more money for their services than they previously did based on that fact alone because they know that the demand is there. Not only is it present, but it is presently growing more and more as the impacts of the economic recession continue to grow.

Just as safeguards were taken to ensure that filers did not abuse or take advantage of the bankruptcy system, safeguards were also enacted to ensure that the bankruptcy attorneys were doing everything that they could possibly do in order to prevent their clients from misusing the bankruptcy process. It doesn't really matter whether that misuse is intentional or unintentional.

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