Identity Theft Solution Services
Unfortunately, from the beginning of time, stealing has been a major issue for most civilized and non-civilized societies. Stealing can be basically defined as wanting what other people have and taking that item without permission. Sometimes that stealing of property or possessions from others can be done through brutal methods or today accomplished through electronic means to steal a person's identity.
Identity theft is a type of crime in which a person's good name is taken and assumed by another individual. This type of robbery not only steals the person's identity, but allows them to access current financial and personal records as well as opening new accounts under that assumed person's name.
Identity theft has become rampant and continues to escalate to epidemic proportions. Therefore, it is important to take advantage of an identity theft solution to protect one's identity. To do so, it is important to understand what an identity theft solution service is and what are some of the services provided that offer protection against identity theft.
What Is An Identity Theft Solution?
Identity theft solution can be as basic as taking simple precautions that prevent sensitive personal information from falling into the hands of others. Therefore, a simple identity theft solution can be the securing of Social Security numbers, credit card numbers, secret codes, etc. The plan for securing this information is to make sure that none of these items or numbers are carried with you, but are placed in a secured area within the home.
Another identity theft solution would be enrolling in a membership service that oversees the credit activity within the individual's account on a daily basis. Generally this identity theft solution works in concert with the three major credit reporting companies.
It simply means that when there is activity surrounding the use of your credit cards or inquiries of your credit, the identity theft solution service will be notified as well. They in turn will notify their member and the customer can then determine whether the inquiry is legitimate or fraudulent. Some of this fraudulent or suspicious activity could include a possible request for a change in address, inquiries regarding your credit history, correspondence with various credit card companies that may include a request for a credit line increase, new accounts activated, etc.
Generally, the identity theft solution service will provide an e-mail notification. This will allow for early detection of any suspicious activity.
What Can Be Expected From Identity Theft Solution Service?
There are a number of services that the theft solution service can provide. One of the major expectations that the customer can receive from this membership service is the availability of qualified customer service representatives. These representatives should be knowledgeable about identity theft and trained so that they can provide the utmost assistance to the customer.
Therefore, these highly trained customer service representatives should not only suggest but take immediate actions to minimize or diffuse fraudulent activity related to identity theft. Also, they should be trained to assure their customers that every action has been taken and that any damage, if at all, will be minimal to the individual.
In addition, to working with the three major credit bureaus, there should be an ability of the identity theft solution service to work in conjunction with various other governmental bureaus associated with the loss of one's identity. That interaction with other bureaus should include a relationship with the Social Security Administration, law-enforcement agencies and those government departments that deal with public records.
