AKC Pet Insurance Plan Benefits
Like any standard health insurance company, AKC pet insurance comes with several benefits that are customized to meet individual preferences. Each plan offers a maximum coverage amount and quite obviously, the rate of the premium is directly proportional to the size of the coverage. Different plans are listed under AKC pet insurance policies that offer exclusive advantages in veterinarian care.
Essential Plan
This plan offers an excellent basic level coverage for unforeseen incidents including accidents, injuries and illnesses. The co-insurance offered with this policy is 10%. It excludes coverage concerning wellness care. $125 is applied as a deductible fee to each incident occurred.
Essential Plus
This is an add-on plan on Essential Plan as offered with AKC pet insurance benefits. It is featured with a yearly one-time $125 deductible along with 20% co-insurance imbursements of permissible charges afterward. The per-incident maximum claim is double compared to Essential Plan. Likewise Essential Plan, it also does not offer any wellness coverage.
Wellness Plan
AKC pet insurance wellness plan offers higher value coverage for accidental damages, injuries and illnesses. Additionally, it also benefits for precautionary and wellness care. It is featured with $125 yearly deductible fee along with 20% co-insurance imbursements of permissible charges afterward.
Wellness Plus
The Wellness Plus plan under AKC pet insurance offers all the above-mentioned benefits plus spay and neuter coverage. It also covers all the benefits listed under Wellness Plan offered under AKC pet insurance policy.
Evaluation of Different Plans
Essential Plus offers $1,500 more coverage compared to Essential Plan. Additionally, the deductible for the former is $125 annually, whereas for the later it is $125 per incident. Essential Plus includes 20% co-insurance imbursement whereas Essential Plan comes with 10% co-insurance imbursement.
On the other hand, if we compare between Wellness Plan and Essential Plan, we can see that Wellness Plan offers more benefits including yearly physical health checkups, vaccinations and boosters, heartworm testing and management, yearly parasite and de-worming management, annual dental cleaning as well as flea and tick management.
Wellness offers $3,500 and $2,000 more coverage per incident and policy term respectively. However, Wellness Plan costs more compared to Essential Plan. If we compare between Wellness Plan and Essential Plus plan, we can see that Wellness offers $1,500 and $2,000 more coverage on incident and over policy term respectively. But the deductible and co-insurance value are just same for each plan.
Wellness Plus offers all the benefits provided by Wellness in addition to spay and neuter coverage. You can choose any plan that is suitable to your needs and budget. If you go for Essential Plan, you may receive the benefits of basic coverage and the premium value is the least expensive compared to all other plans. However, Wellness Plus offers all the top-notch benefits, but it costs the highest in respect to all other plans come under AKC pet insurance policy.
