The Benefits Of Buying Pet Insurance For Your Furry Friend
If you've had a pet for any length of time, then you know just how those veterinary bills can add up when your furry friend gets sick. But lately, a new trend has arisen that will help pet owners to better take care of their animals; and will help to relieve the financial burden when those animals become ill - pet insurance.
How It Works
Pet insurance works in much the same way as health insurance for humans does. When you cat or dog gets sick, you simply take them to the vet and have them treated just like normal. Then, you fill out a claim form, and send it into the insurance company. Most pet insurance policies pay you directly as a reimbursement for fees you have already paid, although some will actually pay the vet directly so that you don't have to worry about it.
As with any type of health insurance, there is generally a deductible that you will have to meet prior to your pet insurance coverage actually paying any benefits. This amount will be dependant upon the type of pet insurance you choose, and the company that holds your policy. Different insurers will have different policies regarding benefits and reimbursement methods; so it is best to compare several different companies in order to find one with a deductible you can manage.
The Benefits
There are a great many benefits to having pet insurance for your furry friend, aside from the obvious amount of money you will save on vet bills. Many insurance companies will also pay you benefits in the event that something happens to your dog or cat; such as death, or if they are lost or stolen. Again, this will depend entirely on the type of pet insurance policy you have on your pet.
There are even some companies who offer an additional benefit for pet insurance policy holders. If your cat or dog is the cause of an auto accident, these companies will pay for the damages caused to any vehicles. This is a very important feature in a pet insurance policy, simply because the owner of an animal is responsible for any damages to property that animal causes. This is true for both domestic animals as well as livestock.
If you have been considering getting a pet insurance policy for your cat or dog, there has never been a better time than the present. These policies have so quickly gained in popularity, that the price of premiums has dropped considerably over the last ten years. Get a pet insurance policy for your pet today, and help to protect your lovable, four-legged friend.
