The Importance Of Pet Dental Insurance
Just like in humans, the condition of your pet's teeth can dictate their overall health condition with gum disease leading to heart problems and periodontal disease leading to the release of bacteria into the bloodstream which can cause a variety of conditions. Because pet dental work often costs as much as the human version, it just might pay off for you to purchase pet dental insurance.
The primary benefit of this type of insurance is that you will be able to have peace of mind knowing that if something serious came up, you would be able to afford to have your pet's dental problems treated. No owner wants to have their pet suffer needlessly because they cannot afford treatment. Pet dental insurance will cover most teeth problems once you pay your co-pay and deductible.
Finding The Right Insurance
Most insurance plans for pet medical needs do not cover dental work, so if you already have an existing plan, check to see how much more it would be to add a rider pet dental insurance plan onto it. If you do not have medical insurance for your pet, ask your veterinarian for suggestions on a pet dental insurance company as they deal with them all the time.
Compare dental plans to see what is covered and decide if you could afford to pay the high deductible for a dental emergency as the trade off for a low monthly premium. Some pet dental insurance companies will have a basic plan like routine check-ups and cleanings along with a percentage of surgical procedures while others may only cover emergency treatment and surgeries with the cost burden of routine maintenance on you.
Check the list of available network veterinarian providers on the different pet dental insurance plans you are comparing to see if your own vet is listed. If you and your pet are comfortable with your existing vet, then this factor alone could whittle down your choice of insurance companies. Occasionally, there may be no choice but to switch if your current vet does not participate in any pet dental insurance plans.
Health Benefits
There are several benefits to keeping up with the basic dental work for your pet such as cleaner teeth and fresh breath. With pet dental insurance, you can also ensure that your pet's overall health is protected from illnesses that stem from poor hygiene. Investing in the dental health of your pet is also investing in your pet's future with you and that translates into many healthy years of companionship and love.
