Being Vigilant: The Different Types Of Identity Theft
Identity theft has become an ever-growing crime. Nowadays, its just as easy as 1-2-3 to forge a document or data. That's why you should be aware of the different types of identity theft, so that you'll know the different possibilities and the different information that might be stolen from you.
Criminal Identity Theft
This kind of identity theft is when an phony that is detained by police, arrested or even simply issued a traffic ticket, makes use of your identity as their own. The criminal usually presents your name, birth date, social security number, or even a fake ID with your information on it, to the police when they are arrested.
Child Identity Theft
Another one of the most common types of identity theft is Child identity theft. This kind of theft is very appealing for bandits that are searching to steal someone's identity. If a fraud gets hold of your personal information along with your child's information, the fraud likely choose your child's identity rather than yours.
Basically, this happens because a child's information is optimal for criminal use since children don't have bad records yet with the government or the police. Additionally, they don't have a history of mortgages, personal loans, or even criminal activity.
Spouse Identity Theft
What's surprising with identity theft is that there are a lot of instances that the victim usually knows or has a relation with the theft. One good example for this is spouse identity theft.
Among the different types of identity theft, this kind stands out since it is the only one that has the parent themselves as the criminals. They usually steal the identities of their very own children usually for financial reasons or some other reasons similar to child identity theft.
Credit Card Fraud
The most common among the different types of identity theft is credit card fraud. Here, the financial aspect matters a lot. This is when a theft gets hold of your personal information and gains access to your credit card. Thus, he or she can buy anything that they want coupled with the consequence that you're the one paying for whatever the items are.
Here, you also end up with the bitter consequence of being in huge debt and having a very bad credit report with your credit card agency
So now that you know the most common and different types of identity theft, you can vigilantly be on guard with the various information that have huge possibility of being stolen by identity thefts.
